With a baby on the way we have had to pull back on our spending and start planning for the future so this means saving! We have a lot of stuff to buy for this baby so will need to save up over the next few months. I thought i'd share a few of my top saving money tips!
1. Budget! By writing lists and sticking to a budget you can save a lot of money! I find planning our meals and writing a shopping list a really effective way to stick to budget! If you go shopping without a list you can end up spending a lot more money than you intended to! I know it's only £1 here and there but they add up! We have now started to use the self scanner at Tesco as you scan as you shop, you can see your total so you know exactly how much you are spending, making it easier to stick to your budget.
2. Use your discount cards / loyalty cards! I work in a shopping center so I have a discount card that gets me extra money of my shopping, coffees etc. I always use my loyalty cards, especially in places like Boots and Tesco. They send you vouchers for money off and personalised discounts so you can easily save money this way.
3. If you need money fast and don't have anyone you could borrow from you may need to get a payday loan. Cash Lady provide a payday loan service so you can borrow money fast. No need to worry if you struggle to get Payday Loans Bad Credit.
4. Cancel those direct debits! Do you really need to pay £50 a month for the latest phone, are you spending £40 a month on a gym membership you don't use. Write down your outgoings and decide if thats a wise way to spend your money. When I found out I was pregnant I cancelled my gym membership and went onto a sim only deal and saved £70 a month.
5. Use money saving apps!! Apps like vouchercloud and sites like Quidcooffer discounts and cashback when you make purchases. If we are going out for food we look on vouchercloud to see what places have offers on so we can save money on eating out! If your going bowling or on a day out its worth checking out their offers. I'm also signed up to get emails from The moneysavingexpert, these emails are great. They tell you all the different deals and ways you can save money. If you shop via Quidco when shopping online or link up your debit card you can earn cashback on your everyday purchases.
I hope these tips help and you can save some money! I have always been a savvy shopper and I shop around to get a good deal! We have already signed up to get discounts at all the baby shops like Mothercare and Mamas and Papas.
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